Anand is a Senior Manager in the 乐鱼（Leyu）体育官网 ECB Office specializing in financial risk management and in particular, credit risk. He has over 10 years practical experience in risk modelling and analytics, including stress testing, regulatory capital and most recently IFRS 9. Prior to joining 乐鱼（Leyu）体育官网 Anand worked in the UK retail banking sector.